Home Insurance Inspection
Based on the evidence-based analysis, we assist leading insurance companies in appraising properties for insurance purposes.
You will want to have your home insurance inspected from time to time in order to keep up with the value of your property. This is important because, in order to determine the value of your home, you will need to know what your coverage is currently and what it was when the disaster occurred. You can get a home insurance inspection done anytime that you would like. The first thing that the professional inspector will do is go through your policy and look for any errors that might need to be fixed. He or she will then discuss with you the best way to fix those errors so that you will not have any problems in the future.
A home inspection might be required by an insurance company as part of its risk management process. Inspections are an accurate way of monitoring risk, which insurance companies like to be aware of and avoid. The purpose of a home inspection is to mitigate future losses that might occur as a result of liabilities unidentified during the initial application process.
The insurance home inspection usually examines a structure’s:
- The roof
- Heat and Air Conditioning
- The plumbing system
- Fire alarm
- Windows and doors
- Fire extinguishers
- Theft-deterrent devices
When you’re a new customer, have an older home, or when the replacement cost of the structure is difficult to calculate or requires verification, you may be required to get a home inspection. It normally takes 30 to 90 days after the policy is issued for an insurance home inspection to take place. There may be a need for an interior inspection, an exterior inspection, or both.
The increase or decrease in your homeowner’s premium may result from the home insurance inspection. Additionally, if your insurance company determines your home isn’t risky enough to insure, they may void your policy or provide a detailed list of issues you need to fix.
We offer unbiased home insurance reviews that help insurers determine whether a property is actually worth insuring, helping clients make the best decisions possible.
As part of our home insurance inspections, we perform roof inspections as well as four-point inspections and wind mitigation inspections.